<zips xmlns="http://www.example.com/zips">
  <row>
      <city>Old Town</city>       
      <state>PA</state>       
      <zip>95819</zip>
  </row>
  <row>
      <city>Durham</city> 
      <state>NC</state>       
      <zip>27701</zip>
  </row>  
  <row>
      <city>Durham</city> 
      <state>NC</state>       
      <zip>27703</zip>
  </row>
</zips>